From bank statement to tax-ready report in under two minutes. Here is exactly how our free expense categorization tool transforms your raw financial data into perfectly organized Schedule C categories.
Drag and drop one or more files into the upload area, or click to browse. Our bank statement expense categorizer accepts a wide range of formats:
Download your monthly statement from your bank's website and upload it directly. Our parser extracts dates, descriptions, and amounts from most major US bank statement formats.
Most banks let you export transaction history as CSV. This is the most reliable format — dates, descriptions, and amounts are clearly separated and easy to parse.
Upload .xlsx or .xls files — whether they are bank exports or your own manually maintained expense logs. Our tool reads them all.
Upload photos or scans of receipts (PNG, JPG, WebP). Our receipt to category converter creates entries you can manually fill in with the exact amount.
Batch processing: Upload dozens of files at once — monthly statements for the entire year, mixed file types, everything processed in one batch.
Drop files here or click to browse
Once your files are uploaded, our categorization engine goes to work. Here is what happens behind the scenes:
All processing happens locally in your browser — zero network requests, zero server involvement, 100% private.
Every categorized expense appears in an interactive, editable table. You have full control:
The dashboard updates in real time as you make changes — totals, charts, and deduction amounts adjust automatically.
Total Expenses
$3,847.50
Tax Deductible
$3,245.18
CSV Export
Simple spreadsheet format
Excel Workbook
Multi-sheet with category summary
PDF Tax Report
Professional report for your accountant
QuickBooks / Xero Import
Accounting-software-ready format
Once you are satisfied with the categorization, export your results in the format that works best for you:
You can also save your session to local browser storage and come back later to review or re-export your categorized expenses.
Our bank statement expense categorizer is compatible with CSV and PDF exports from all major banks and financial institutions.
Our schedule C expense tracker covers every deduction line on the IRS Schedule C form, plus additional common business categories.
Plus: Bank Fees, Depreciation, Employee Benefits, Interest, Pension, Repairs, Taxes & Licenses, Wages, and more.
It takes less than two minutes. Upload your files, review the results, and export a tax-ready report — all for free.
Start Categorizing — It's Free