Privacy Policy

1. Introduction

ExpenseCategorizerFree.com ("we," "our," or "us") is committed to protecting the privacy of our users. This Privacy Policy explains how we handle information when you use our website and free automatic expense categorizer tool at www.expensecategorizerfree.com (the "Service").

By using our Service, you agree to the collection and use of information in accordance with this policy. We designed our Service specifically to minimize data collection and maximize user privacy.

2. Financial Data Processing

2.1 Client-Side Processing

The core functionality of ExpenseCategorizerFree.com — including file parsing, expense categorization, chart generation, and report creation — runs entirely in your web browser. When you upload a bank statement, CSV file, Excel spreadsheet, or receipt image:

• The file is read by JavaScript code executing in your browser.
• Transaction data is extracted and categorized locally on your device.
• Charts and summaries are generated in your browser.
• Export files (CSV, Excel, PDF) are created in your browser and downloaded directly.

At no point during this process is any financial data transmitted to our servers or any third-party servers.

2.2 Local Storage

If you choose to use the "Save Session" feature, your categorized expense data is stored in your browser's localStorage. This data is:

• Stored only on your device, not on any server.
• Accessible only to you through your browser.
• Removable at any time by clearing your browser data or using the "Delete" button in the Previous Sessions panel.
• Limited to the last 10 sessions.

3. Information We Collect

3.1 Automatically Collected Information

Like most websites, our web server automatically collects certain non-personal information when you visit our site:

• IP address — used for basic server operation and abuse prevention.
• Browser type and version — used to ensure compatibility.
• Pages visited and time spent — used to understand which features are most popular.
• Referring URL — used to understand how visitors find our site.

This information is collected in aggregate and is not linked to any personally identifiable information.

3.2 Information We Do NOT Collect

We want to be explicitly clear about what we do not collect:

• We do not collect your name, email address, or any personal information.
• We do not collect, store, or transmit any financial data from your bank statements, receipts, or spreadsheets.
• We do not collect transaction descriptions, amounts, dates, or categories.
• We do not require account creation or login.
• We do not use cookies for tracking purposes beyond basic analytics.

4. Third-Party Services

4.1 Advertising

We use Google AdSense to display advertisements on our website. Google AdSense may use cookies and web beacons to serve ads based on your prior visits to our website or other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the Internet. You may opt out of personalized advertising by visiting Google Ads Settings.

4.2 Analytics

We may use web analytics services to help us understand how visitors use our website. These services collect information about page views, time on site, and navigation patterns. This data is aggregated and anonymized — it does not include any financial data from your uploaded files.

4.3 CDN and Libraries

Our website loads certain JavaScript libraries from content delivery networks (CDNs) to provide functionality. These include Tailwind CSS, Chart.js, SheetJS, and jsPDF. These libraries are loaded from public CDNs and may log standard web access information (IP address, browser type). No financial data is shared with these services.

5. Data Security

The most secure data is data that never leaves your device. By processing all financial data locally in your browser, we eliminate the risks associated with data transmission, server storage, and database breaches. There is no server to hack, no database to breach, and no API to exploit. Your financial data exists only in your browser's memory during your session and in localStorage if you explicitly choose to save it.

6. Children's Privacy

Our Service is not directed at individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

7. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically for any changes.

8. Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data, including:

• The right to access information we hold about you.
• The right to request deletion of your data.
• The right to opt out of advertising tracking.
• The right to data portability.

Since we do not collect personal information or financial data, most of these rights are automatically satisfied by our architecture. For any privacy-related requests, please contact us.

9. California Privacy Rights (CCPA)

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA). Since ExpenseCategorizerFree.com does not collect, sell, or share personal information, these rights are inherently respected. We do not sell personal data. We do not share personal data with third parties for their marketing purposes.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

• Website: expensecategorizerfree.com/contact
• Email: privacy@expensecategorizerfree.com